Michael Mercieca

Chartered Accountant · Founder · Investor

Finance, Property and Innovation.

Building enduring institutions across professional services, real estate and technology — from ZET Finance to the foundation and growth of QLZH Holding.

Michael Mercieca

Profile

Experience that became institutions.

Michael combines the discipline of a chartered accountant with an operator's instinct for building teams, platforms and long-term enterprise value.

Michael Mercieca is a Chartered Accountant with over two decades of professional experience. He began his career in 2003 with Deloitte, where he simultaneously pursued and completed his ACCA qualification.

Building on this foundation, he completed a Diploma in Taxation with the Malta Institute of Taxation and an Advanced Diploma in International Taxation with the Chartered Institute of Taxation, achieving the latter, ordinarily a three-year programme, within a single year.

Michael specialised first in audit and then in corporate and personal taxation, later expanding his expertise to include immigration and international mobility services.

20+

years in finance and advisory

35+

QLZH offices across Malta

700+

property professionals

Class C

Company Service Provider licence

Founding story

QLZH Holding p.l.c.

Michael co-founded QLZH Holding p.l.c., the listed group behind QuickLets and Zanzi Homes. What began as an entrepreneurial property venture has grown into Malta's leading estate-agency network, with over 35 offices and more than 700 property professionals.

Visit QLZH Holding

Professional services

ZET Finance

A boutique advisory practice bringing together tax, corporate, accounting, residency and strategic guidance for founders, businesses and international families.

Explore ZET Finance

Through ZET Finance, Michael advises founders, businesses and international families across tax, corporate services, accounting, residency and strategic planning. He also holds a full Class C Company Service Provider licence.

His commitment to education has included lecturing on taxation for the ACCA qualification, delivering continued professional development courses for qualified accountants, and teaching taxation modules at university and professional institutes.

Together with his brother Steve and entrepreneur Jack Cator, Michael expanded into technology by co-founding Houzit, a business-to-business platform designed to support and modernise the property industry.

Michael and Steve also founded Anadea Capital, an affiliate entity of QLZH p.l.c. that applies disciplined, long-term investment thinking to backing emerging tennis talent.

Portfolio

From specialist expertise to market-leading platforms.

A connected portfolio spanning professional services, listed real estate, property development, investment and proptech.

AdvisoryReal estateDevelopmentInvestmentTechnology